Mortgage applications in 2023 require essential documentation, including proof of income, W-2 forms, and bank statements, alongside required regulatory disclosures like the Loan Estimate within three business days. Policy updates from Fannie Mae and Freddie Mac introduced changes to non-traditional credit, cash-out refinances, and rental income requirements. Detailed information on required documentation is available in this Rocket Mortgage guide .
Announcement SEL-2023-01: Selling Guide Updates | Fannie Mae 2023-01-13_0h9rk69bxr9f2vl8g6eh2_source-9skjh19...
