The program generally follows two distinct paths depending on your region:
Members who use a AAA auto loan in conjunction with the buying service may qualify for an extra 0.25% APR discount with qualifying automatic payments. aaa com auto buying today
The AAA Auto Buying Program operates as a member-centric alternative to the traditional dealership experience, primarily focusing on and concierge-style services. As of early 2026, the program leverages a network of "Certified Dealers" to provide upfront pricing that includes manufacturer incentives and dealer fees, often accessible through their official car buying portal . How the Service Works Today The program generally follows two distinct paths depending
You search for new or used vehicles via the AAA Auto Buying website , which is powered by TrueCar. You select a vehicle, receive an upfront Member Price , and then connect with a local Certified Dealer to complete the test drive and purchase. How the Service Works Today You search for
Beyond pre-negotiated pricing, AAA adds several value-added perks for 2026: