: Covers damage you cause to another's property (e.g., their car or a building). $10,000 per accident .
You must show valid proof of DC insurance to register a vehicle or renew a vehicle registration. If your vehicle DC DMV (.gov) auto insurance washington dc
Navigating auto insurance in Washington, D.C., involves understanding specific district mandates and unique local risks like high traffic density and carjacking rates . This guide outlines the essential requirements and cost factors for District drivers as of April 2026. : Covers damage you cause to another's property (e
: Covers injuries or death you cause to others. $25,000 per person . $50,000 per accident . If your vehicle DC DMV (
for property damage (subject to a $200 deductible) . 2. Estimated Costs in D.C. (April 2026)
: Protects you if you are hit by a driver with no insurance. $25,000/$50,000 for bodily injury .
Insurance rates in D.C. are influenced by the District's high population density and rising theft statistics . Vehicle Insurance - DC DMV