Prefer a predictable monthly expense with minimal maintenance surprises. Have a long daily commute or enjoy road trips. Plan to keep your vehicle for five years or more.

: There are no mileage restrictions or penalties for how you use the car. You have the freedom to customize the vehicle and keep it for as long as it remains reliable.

: Leasing often requires lower down payments and offers lower monthly costs because you aren't paying for the full value of the car. According to Travelers Insurance , benefits include free routine maintenance and the protection of a manufacturer's warranty for the duration of the lease.

Purchasing a vehicle—whether through cash or financing—is an investment in an asset that you will eventually own outright.