: Free for Citigold or Priority members; otherwise, a $5 service fee applies for orders under $1,000.
: Generally offer the lowest fees and most reliable rates for physical cash.
: Services like Wise and Revolut often provide the "mid-market" exchange rate—the one you see on Google—with transparent, low fees. These accounts allow you to hold euros digitally and spend them using a travel debit card.
: Many members can order euros through local branches, sometimes with lower fees than traditional banks. What to Avoid