Certain programs allow for extremely low or zero down payments for specific buyer profiles:
You agree to pay the remaining mortgage on behalf of the owner, who may be in "pre-foreclosure" and desperate to avoid a credit hit. buy foreclosures with no money down
You don't need to apply for a new loan or provide a down payment to a bank; you simply start making the monthly payments. 2. Seller Financing (Owner Will Carry) Certain programs allow for extremely low or zero
Finding a great deal and selling the contract to another investor for a fee. Seller Financing (Owner Will Carry) Finding a great
Finding a partner with capital who provides the down payment while you provide the expertise and labor (sweat equity). 4. Government & Special Loan Programs
While most hard money lenders want 20–30% down, you can achieve "zero down" by:
In the US, veterans can buy homes—including foreclosures—with 0% down through the Department of Veterans Affairs .