Identifies customers who are delinquent but have paid something recently.
Helps collectors prioritize accounts that have had zero activity versus those making small "good faith" payments. 3. Static Pool (Vintage) Analysis buy here pay here payment center
This report provides a comprehensive overview of a performance, focusing on collection efficiency, portfolio health, and operational benchmarks. 📊 Executive Summary: Portfolio Health Identifies customers who are delinquent but have paid
Tracks a specific group of loans (e.g., all loans made in March 2024) over their lifetime. focusing on collection efficiency
Bad debt expense has risen to approximately 28% of sales due to inflationary pressures on consumers.
Financing income typically accounts for 17% to 18% of total vehicle sales revenue. 📈 Essential Operational Reports
60+ day delinquency reached a high of 6.65% at the end of 2025.