It’s a common dilemma: you have a drawer full of retail gift cards but really need a versatile prepaid Visa or Mastercard for online shopping or bills. While most major retailers like and Target strictly prohibit using their store gift cards to buy "network-branded" prepaid cards (Visa, Amex, Mastercard) due to fraud prevention, you still have several effective workarounds. 1. Use an Online Gift Card Exchange
Converting Gift Cards to Prepaid Cards: A Step-by-Step Guide buy prepaid card with gift card
Buy an for the exact remaining balance on your card (e.g., $7.83). It’s a common dilemma: you have a drawer
: This platform allows you to enter your card details for an instant offer (typically 70% to 92% of face value). You can choose to receive payment via PayPal or ACH, which you can then use to fund a digital prepaid card. Use an Online Gift Card Exchange Converting Gift
While declining in popularity, physical kiosks offer the fastest results. Helpful Tip: Prepaid Cash Gift Cards - Tara with a Twist
The most reliable way to "swap" your retail card for a prepaid one is through a secondary marketplace. You sell your unwanted card for cash, then use that cash to buy a prepaid card.
: Known for high payout rates (up to 93% for in-demand brands like Amazon or Target), this site is ideal if you want to maximize the return on your original card. 2. The "Amazon Hack" for Small Balances