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: In contrast, 83% of "card-not-present" data (used for online shopping) was sold, indicating it is in much higher demand and shorter supply.

This study is particularly interesting because it uses leaked data from a major underground shop to reveal the actual finances and business models of the "carding" world. Key Findings from "Swiped" buy stolen credit card numbers online

Research from various sources, including Michigan State University and F-Secure , details the mechanics of these marketplaces: : In contrast, 83% of "card-not-present" data (used

: The analyzed shop earned roughly $104 million in gross revenue over four years. : In contrast

: Buyers often paid more for cards from specific banks they perceived as having weaker fraud countermeasures . How the Underground Market Operates