Under Senate Bill 948 , sellers must provide written flood disclosures before a sale closes.

Florida Home Buying Report (April 2026) Buying a home in Florida involves navigating unique environmental risks, specific disclosure laws, and a competitive market characterized by rising insurance costs. While the state offers benefits like no income tax and a warm climate, buyers must prioritize thorough due diligence regarding flood zones and property condition.

Sellers are not required to disclose if a homicide, suicide, or death occurred on the property. 2. Critical Inspections & Reports

Most homes are sold "as-is," meaning the seller isn't obligated to make repairs. However, this does not exempt them from disclosing latent (hidden) defects they are aware of.

Standard inspections are vital, but Florida's climate necessitates specialized checks.

Florida law requires sellers to disclose known material defects that affect a property's value.