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: Flexible funding for ongoing expenses or multiple smaller property investments.

Buying a home with equity involves leveraging the value of your current property to fund the purchase of another. Equity is the difference between your home's current market value and your outstanding mortgage balance. Methods to Access Equity

Home Equity: What It Is, How It Works, and How You Can Use It

: This is a "second mortgage" that provides a lump sum of cash at a fixed interest rate.

: Homeowners who want to maintain a single monthly payment and potentially secure a lower interest rate on their entire debt. Calculating Your Buying Power

Lenders typically allow you to borrow up to , minus your current mortgage balance. This is known as your "usable equity".