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Buying individual health insurance in Georgia has become more accessible with the 2024 launch of , the state’s official platform for shopping and enrolling in plans. This system replaces the previous reliance on the federal marketplace (Healthcare.gov) and allows residents to compare and purchase Affordable Care Act (ACA) compliant plans directly. How to Buy Health Insurance in Georgia There are three primary ways to secure coverage:
Georgia uses "metal levels" to categorize plans based on how costs are shared between the insurer and the member: Monthly Payment (Premium) Deductible
: Purchase directly from private carriers like Anthem or Cigna . Note: These do not qualify for income-based tax credits.
: Enroll online via Georgia Access , by phone (1-888-687-1503), or by mail using a paper application.
: Work with brokers or agents who can guide you through both on-exchange and off-exchange options. Plan Tiers and Costs
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