Can I Buy Health Insurance For Someone Else May 2026

You can typically add individuals to your existing policy if they meet specific eligibility criteria as a :

Generally, friends, roommates, or parents cannot be added unless you claim them as a tax dependent , have legal guardianship, or provide more than half of their financial support. 2. Buying a Separate Marketplace Plan can i buy health insurance for someone else

Almost all plans allow you to add a legally married spouse. You can typically add individuals to your existing

Many employer-sponsored and some state-specific plans allow unmarried partners if you provide proof of cohabitation or shared finances. have legal guardianship

If the person doesn't qualify as your dependent (e.g., an adult child over 26 or a friend), you can still help them get covered through the Health Insurance Marketplace: Who's included in your household | HealthCare.gov