Can I Buy Stock With My 401k May 2026

Yes, you can buy stock with your 401(k), but your ability to do so depends entirely on the specific options provided by your employer's plan. While most standard plans limit you to a preset menu of mutual funds and ETFs, there are three primary ways to gain direct or indirect stock exposure:

: If you are self-employed, you can set up a Solo 401(k) that typically allows for full trading of individual stocks. Key Benefits of Stock Buying in a 401(k) Can You Trade Stocks With a Solo 401k Account? can i buy stock with my 401k

: Some plans offer an "SDBA" or "brokerage window" that allows you to move a portion of your balance into a separate account to buy individual stocks and other publicly traded securities. Yes, you can buy stock with your 401(k),