: Chase Private Clients automatically receive a 0.25% rate discount on their approved APR when applying online.
: Most credit decisions are returned within 2–3 hours. chase car buying
: When you find a car, you can complete an online form to have your details sent to the dealer, who will then contact you to schedule a test drive. 3. Securing Financing : Chase Private Clients automatically receive a 0
: You’ll receive an estimated loan amount and Annual Percentage Rate (APR) based on your self-reported income and credit profile. chase car buying
: You can update your vehicle choice or loan terms at the dealership if needed, though this may impact your final rate. 4. Closing the Deal
After selecting a car, you officially apply for financing through the Chase website or app.
The journey typically begins with Chase's prequalification tool , which provides a borrowing estimate based on a soft credit check that won't affect your credit score.