: Scammers use links to direct you to fake websites that mimic banks or credit bureaus.
If you received a text message about checking your credit, , as it is likely a phishing scam intended to steal your personal information. Immediate Safety Precautions checking my credit
: Legitimate financial institutions will never ask for your Social Security number, account numbers, or PINs via text. : Scammers use links to direct you to
How to Recognize and Report Spam Text Messages | Consumer Advice How to Recognize and Report Spam Text Messages
: Even replying "STOP" or "NO" confirms your number is active, which can lead to more scam attempts.
To check your credit safely, use these official and verified methods:
: If you are concerned, log in to your account through an official app or a trusted website like AnnualCreditReport.com. Legitimate Ways to Check Your Credit