Cards: Consolidate Credit

People with good credit who can pay off the debt quickly.

If you consolidate your debt but keep spending more than you earn, you’ll end up with a consolidation loan and new credit card debt. The Bottom Line consolidate credit cards

Taming the Plastic: A No-Nonsense Guide to Credit Card Consolidation People with good credit who can pay off the debt quickly

People who want a predictable "end date" for their debt (e.g., a 3-year plan). a 3-year plan).