Your credit score doesn't just determine "yes" or "no"; it determines your . Credit Score Impact on Your Loan 740 - 850
580 with a 3.5% down payment; 500–579 with a 10% down payment. FHA loans are great for first-time buyers, but the condo building itself must be FHA-approved. credit score needed to buy a condo
700–720+ . Used for high-priced luxury condos that exceed standard lending limits. 📉 How Your Score Impacts Your Costs Your credit score doesn't just determine "yes" or
Very strong rates; unlikely to face hurdles in the approval process. 620 - 699 credit score needed to buy a condo
Ask your Realtor if the condo is "warrantable." Non-warrantable condos often require a 20%+ down payment and a higher credit score.