Dc Home Buying Programs -
For those who exceed HPAP income limits or need a faster process, DC Open Doors is a highly accessible option through the D.C. Housing Finance Agency (DCHFA) .
: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size. dc home buying programs
Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you. For those who exceed HPAP income limits or
: Minimum credit score of 630 and completion of a HUD-approved homebuyer education course. The Flexible Alternative: DC Open Doors resident (priority given), and meet income limits based
: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence.
: Typically requires a minimum credit score of 640. For Public Servants: EAHP and DC4ME
: Payments are deferred for five years, followed by a 40-year principal-only repayment period.