Free Online: Credit Reports

: Complete the Annual Credit Report Request Form and mail it to:

Beyond the weekly online access, you may be entitled to additional free reports if: free online credit reports

: Call 1-877-322-8228 to have your report processed and mailed within 15 days. : Complete the Annual Credit Report Request Form

Under federal law, you are entitled to a free copy of your credit report from each of the three major nationwide bureaus—, Experian , and TransUnion —every 12 months. Currently, a program initiated during the COVID-19 pandemic has been made permanent, allowing you to access these reports for free once a week . Official Source for Free Reports Official Source for Free Reports You are and

You are and plan to look for a job within 60 days. You receive public welfare assistance . Your report is inaccurate due to fraud or identity theft .

You receive a notice that you were , insurance, or employment based on your report (request must be made within 60 days).

is the only official website authorized by the federal government to provide these free reports. Alternative methods to order include: