Hdfc Smart Buy App -

: Infinia and Diners Black Metal cardholders get ₹1.00 per point for flight and hotel bookings.

: Purchase instant gift cards for over 150 brands (like Amazon, Swiggy, and BigBasket). This is often the most effective "hack" for earning high rewards on everyday groceries and shopping.

HDFC SmartBuy is HDFC Bank’s "virtual mega marketplace" and a primary tool for credit cardholders to maximize their reward points. It acts as an aggregator for travel, shopping, and vouchers, often offering "accelerated rewards" (like 5X or 10X points) compared to regular spends. hdfc smart buy app

: Most travel and high-value redemptions (like Apple or Tanishq) allow you to pay up to 70% of the value using points, with the remaining 30% charged to your card.

: Redemption is capped, typically at 150,000 points per month for Infinia. User Considerations & Issues : Infinia and Diners Black Metal cardholders get ₹1

: Book flights (via EaseMyTrip, Cleartrip, Yatra) and hotels (via Cleartrip, Yatra, MakeMyTrip) directly through the portal.

: Depending on your card variant (e.g., Infinia, Diners Black, or Regalia), you can earn up to 10X reward points or 5%–10% cashback on partner spends. HDFC SmartBuy is HDFC Bank’s "virtual mega marketplace"

Hotel & HDFC Flight Offers with SmartBuy Instant Vouchers - gyftr