Texas — Home Buying 101

Before looking at houses, you need to know what you can afford. Texas has no state income tax, but it does have some of the highest property tax rates in the country.

If you are a first-time buyer, several state-run programs can help with down payments: home buying 101 texas

Typically range from 2% to 5% of the purchase price. 2. Find a Texas-Licensed Realtor Before looking at houses, you need to know

They understand local market trends and can help you navigate "Option Periods" (a uniquely Texas concept). Before looking at houses

In most cases, the seller pays the commission for both agents, meaning professional representation often costs the buyer nothing out of pocket. 3. The "Option Period" & Inspections