Home Buying Guide Pdf Link

Usually 24 hours before closing, you'll visit the house one last time to ensure it’s in the agreed-upon condition.

A pre-approval letter tells sellers you’re a serious buyer with backed funding. In a competitive market, you can't win without one. Phase 2: Building Your Team home buying guide pdf

While 20% is the gold standard to avoid Private Mortgage Insurance (PMI), many programs (like FHA) allow for as little as 3.5% or even 0% down. Usually 24 hours before closing, you'll visit the

This is the final deep dive into your finances by the lender. Pro tip: Do not make any large purchases (like a new car) or open new credit cards during this time! Phase 5: Closing Day Phase 2: Building Your Team While 20% is

Don't be afraid to ask for closing cost credits or repairs if the house needs work. Phase 4: Due Diligence Once an offer is accepted, you enter "Escrow."

Before you hit Zillow, you need to know what you can actually afford.