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Home: Equity Loan Comparison

A home equity loan—often called a "second mortgage"—allows you to borrow a lump sum of money using your home as collateral. It is primarily compared against Home Equity Lines of Credit (HELOCs) and personal loans to determine the best fit for specific financial needs.

While both use your home as collateral, they function differently in how you receive and repay funds: home equity loan comparison

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