Statistically, women are involved in fewer high-speed, severe collisions.
Data often shows that men are more likely to engage in risky behaviors such as speeding or driving under the influence. lady car insurance
Since the 2012 "Gender Directive" ruling by the European Court of Justice, it has been illegal for insurers in the EU to use gender as a factor in calculating premiums. Key Cost Drivers for Female Drivers
The legality of gender-based car insurance varies significantly by jurisdiction: women are involved in fewer high-speed
Policies vary by state. While many states still allow gender-based pricing—with women paying roughly 6% less annually than men of the same age—states like California have explicitly banned the practice.
Specialized brands like MissQuote.ie still focus on the female market, though they now typically reward demonstrated safe driving habits (like completing lessons or passing tests) rather than gender alone. Key Cost Drivers for Female Drivers
