: Technically have no minimum credit score requirement from the Department of Veterans Affairs, though most individual lenders prefer at least 620 .
: Aimed at rural homebuyers; while there is no official minimum, lenders typically look for a score of 640 or higher . mortgage lenders bad credit
Borrowers can choose from several programs designed for flexible credit requirements. : Technically have no minimum credit score requirement
If your credit score is a hurdle, lenders often look for "compensating factors" to offset the risk. Best Mortgage Lenders For Bad Credit in April 2026 - CNBC while there is no official minimum
: Best choice for military members and veterans with lower credit.