Automobile Insurance — New Jersey

: Provides the most comprehensive options and higher coverage limits.

: Drivers must choose between a "Limitation on Lawsuit" (limiting the right to sue for non-economic losses like pain and suffering) or "No Limitation on Lawsuit" (full right to sue, typically with higher premiums). Assigned Risk and High Rates new jersey automobile insurance

New Jersey law requires all drivers to carry three specific types of coverage: : Provides the most comprehensive options and higher

: The minimum remains at $25,000 per accident . Unique Policy Options new jersey automobile insurance