Personalizacja Stroju (oc) 1.2 [ Extended ]

OC covers damage you cause to others, including health and property, but it does not cover your own vehicle's damage or stolen items like cash. Cost Insights (April 2026)

You no longer need a physical paper copy of your policy; police can verify it digitally in the CEPiK database.

Your age and the date you obtained your license significantly impact the final price. Personalizacja stroju (OC) 1.2

In Poland, OC insurance is for all motor vehicles.

A 1.2L engine generally results in lower premiums compared to high-displacement engines (like 2.0L or higher). OC covers damage you cause to others, including

When "personalizing" a policy for a 1.2L vehicle, insurance companies like LINK4 or Allianz look at several factors beyond the engine size:

Whether the car is used for personal commuting or commercial purposes. Mandatory Requirements In Poland, OC insurance is for all motor vehicles

The average price for OC in April 2026 was approximately 644 PLN , though 1.2L engines often fall below this average.