Don't assume everyone is covered. Clarify if the policy covers:
Protects you if you're hit by someone with little or no insurance. 2. Who is covered to drive my car?
Ensure you choose a deductible you can realistically afford to pay on short notice.
Beyond the state-mandated minimums, you need to know exactly what risks are covered. Ask if the policy includes:
A deductible is what you pay out of pocket before insurance kicks in.
Ask for a range of deductible options (e.g., $500 vs. $1,000) to see how much a higher deductible reduces your monthly premium.
Don't assume everyone is covered. Clarify if the policy covers:
Protects you if you're hit by someone with little or no insurance. 2. Who is covered to drive my car? questions to ask when buying car insurance
Ensure you choose a deductible you can realistically afford to pay on short notice. Don't assume everyone is covered
Beyond the state-mandated minimums, you need to know exactly what risks are covered. Ask if the policy includes: $500 vs. $1
A deductible is what you pay out of pocket before insurance kicks in.
Ask for a range of deductible options (e.g., $500 vs. $1,000) to see how much a higher deductible reduces your monthly premium.
