Buying A Car: Should I Get Car Insurance Before

Driving without insurance is illegal in all states except New Hampshire, and penalties include fines, license suspension, or jail time.

If you are financing or leasing, your lender will require full coverage (collision and comprehensive) to protect their investment.

Call your agent to confirm your policy includes this benefit. should i get car insurance before buying a car

Most dealerships will not hand over the keys without proof of insurance.

Once you pick the exact car, get its Vehicle Identification Number (VIN) from the seller. Driving without insurance is illegal in all states

If you don't have a policy, you must set one up before finalizing the sale.

You are financially responsible for any accident the moment you take ownership, even if you’ve only owned the car for 10 minutes. 🛠️ How to Get Insurance (3 Common Scenarios) 1. You Already Have an Active Policy Most dealerships will not hand over the keys

Yes, you generally need to arrange car insurance or at the same time you purchase a car. In nearly every state, you cannot legally drive a newly purchased vehicle off the lot without active coverage. 🚗 Why You Need Insurance Before Buying