You can file for benefits three months before you want them to start. Postponing from age 62 to 70 increases benefits by over 75% due to delayed retirement credits.
While SSA reserves are projected to be depleted by the early 2030s (around 2032–2035), benefits will not stop, but may be reduced to roughly 77–80% of current levels if Congress does not act. ss.pptx
Retirement Plan Presentation , NYSTRS Presentation . Disability Support: SSDI and SSI Presentation . SSDI/Disability application processes ? Taxation of benefits ? Social Security Administration You can file for benefits three months before