Travel Insurance File
Travel Insurance Mistakes You're Making - Tips to Stay Covered!
: Before claiming, contact your airline or hotel for a refund. Insurers often only cover "unrecoverable" costs and may ask for evidence of these attempts. TRAVEL INSURANCE
: Provides for additional expenses (food, accommodation) if your transit is significantly delayed. Essential Steps for a Successful Claim Travel Insurance Mistakes You're Making - Tips to
: Covers emergency treatment, hospital stays, and sometimes medical evacuation or repatriation. TRAVEL INSURANCE
: Covers loss, theft, or damage to personal items and luggage.
Most standard policies from providers like Post Office or Allianz include:
: Understand your "excess" (the amount you pay toward a claim). If a lost item is worth less than the excess, a claim may not be worth filing.
