: Dealerships typically require an active insurance card or policy document before you can drive the car off the lot.
To buy a new car, you primarily need a , proof of auto insurance , and a form of payment or financing approval . While the specific requirements can vary by dealership and state, preparing these essentials ensures you can test drive and complete the purchase in one visit. Required Documentation what you need to buy a new car
: Must be current and valid to allow for test drives and to verify your identity. : Dealerships typically require an active insurance card
: If trading in your old vehicle, you must bring its title (or lienholder info), current registration , and all sets of keys/remotes. What To Bring When Buying a Car - Progressive Required Documentation : Must be current and valid
: A recent utility bill, lease agreement, or bank statement (usually from the last 30–60 days) is often required by lenders to verify your address.
: If you are financing through the dealer, bring your two most recent pay stubs, W-2s, or tax returns (if self-employed) to verify your ability to repay the loan.