Why Buy Municipal Bonds 【ESSENTIAL ◆】

: Although rare for high-grade munis, the financial health of the issuer determines the safety of your principal. 5. Recommended Investment Strategies for 2026

: Using muni ETFs or separately managed accounts (SMAs) to navigate sector-specific opportunities and risks.

: Expected rate cuts by the Federal Reserve are likely to drive cash from money market funds back into longer-term, higher-yielding assets like munis. why buy municipal bonds

As of early 2026, some 20-year AA-rated munis offer TEYs of nearly , outperforming comparable AA corporate bonds by approximately 171 basis points. 2. Market Outlook for 2026

: High starting yields provide a "buffer" against potential interest rate volatility. : Although rare for high-grade munis, the financial

: Spreading investments across different maturities to mitigate interest rate risk.

: Despite a slower economy, state and local governments maintain strong liquidity positions and healthy "rainy-day" reserves to offset potential slowdowns. : Expected rate cuts by the Federal Reserve

: Investors should evaluate munis based on what a taxable bond would need to pay to match their return.